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VM Finance Group


Privacy Policy

Privacy Policy

This Privacy Policy (the "Policy") describes the ways in which VM Finance Group AD, a joint-stock company with limited liability, established and existing according to the laws of the Republic of Bulgaria, entered in the Companies Register at the Registration Agency with UIC 131440187, with headquarters and address of management at Sofia, 1784, Mladost district, 141 Tsarigradsko Shose Blvd., entrance A, fl. 2 ("VM Finance Group"), in its capacity of owner and administrator of the website www.vmfgroup.com (the "Website"), collects and processes personal data of individuals who visit the Website. The collection and processing of personal data is carried out according to the current version of the Policy, in force at the time of collection/processing of personal data and information.

By using the Website, you give your express consent to VM Finance Group to collect and process personal data and information, as set out in this Policy. You also confirm your understanding and agreement that VM Finance Group may periodically, at its discretion and without notice, amend, supplement or cancel this Policy. Any change to the Policy takes effect from the upload of the relevant version on the Website, at https://vmfgroup.com/en/privacy. The current version of the Policy complies with the requirements of Regulation (EU) 2016/679 of the European Parliament and of the Council of April 27, 2016 on the protection of natural persons in connection with the processing of personal data and on the free movement of such data and on the repeal of Directive 95/46/EC ("GDPR").


Who are we

VM Finance Group, the owner and administrator of the Website, is the administrator of personal data within the meaning of the GDPR.

VM Finance Group contact details:

Tel.: (+359) 2 8 174 884

Email: office@vmfgroup.com


What personal data do we collect?

VM Finance Group collects your personal data in the following cases:

i.                     when you fill out forms, send inquiries or messages on the Website;

ii.                   when you apply for a job with us;

Personal data collected may include identification data (full name), contact data (e-mail, telephone number, address) and others that may be required for subsequent processing of your data in connection with the use of the Website.


Ways of collecting personal data

The Website can be used by you without the need to disclose and collect your personal data. However, there are a number of circumstances in which VM Finance Group collects your personal data, including:

·         when you have requested information or assistance by completing our contact form, in order to send you a personalized response;

·         when you register and participate in our programs, activities, initiatives and events;

·         when you apply for an open job position with us;

·         in connection with the verification of the information submitted by you to verify your identity and prevent abuse and violations of the rules of use of the Website;

·         in the course of our communication on projects, initiatives, events and other activities that are announced on the Website;

·         when you post comments or provide additional information to us in a section of the Website that allows this;

·         in relation to any section of the Website where you knowingly and voluntarily provide your personal data.


VM Finance Group processes your personal data for the following purposes:

·         to improve and speed up our communication with you;

·         for activities related to the selection of employees for open positions in VM Finance Group or its related companies;

·         to personalize our communication with you;

·         to send newsletters, letters, invitations to events, as well as information about programs, initiatives, activities and projects by e-mail or otherwise;

·         to register for an event or participate in a program;


Basis for processing your personal data

The processing of your data is necessary for us to comply with our obligations under current legislation. We rely on your consent to send you our newsletter, to inform you about open positions in VM Finance Group or its related companies, as well as to inform you and involve you in various initiatives, including trainings, seminars and events related to our projects and programs, to share your data with our partners, as well as to notify you of changes in our organization and activity.


Period of storage of personal data

We store your personal data only for the period that is necessary to fulfill the specific purpose for which it is processed, or that is provided by law. In the event that you submit your CV for an open position for which you are not approved, we will retain your CV for a period of 6 (six) months from the date of submission.


Data sharing

VM Finance Group ensures the protection of personal data of all users of the Website. Except as provided below, we will not transmit or disclose, or permit access to or use of, your personal data.

VM Finance Group shares your personal data with:

i.                     our partners and service providers for the purposes of contract performance, incl. in order to improve and optimize the Website;

ii.                   partners in joint initiatives, co-organizers of events and other activities;

iii.                 persons provided for in a regulatory act.

These categories of recipients are legally and/or contractually obligated to maintain the confidentiality and security of your personal data. They are not entitled to use, disclose or change your personal data in any way, except for the purposes of performing the services assigned by us or if this is required by law.


Territory of personal data processing

VM Finance Group does not transfer and/or process your personal data in a country or territory outside the European Union.



A "cookie" is a small piece of information sent to your browser and stored on your computer's hard drive. Cookies do not damage your computer. You can set your browser to notify you when you receive a "cookie", which will allow you to decide whether you want to accept it or not. We would like to inform you, however, that if you do not accept cookies from the Website, you will not be able to use the full functionality of your browser software when visiting and using the Website.

Cookies on the Website are not used for identification of users and/or for commercial purposes, but only for optimization in the use of the Website.


Links to other sites

This Policy applies only to this Website and not to websites owned by third parties. We may post links to other websites that we believe may be of interest to our visitors or display advertisements that lead to other websites. Due to the nature of the Internet space, VM Finance Group cannot guarantee the privacy standards of websites to which we provide links or be responsible for the content of other websites other than this Website and this Policy is not intended to apply to any other website.


User rights

Right of access and right of correction

You have the right to receive information about what kind of your personal data is processed by VM Finance Group, about the source of the personal data, for what purposes the personal data was used and about the third parties to whom the personal data was provided. You also have the right to request the correction of inaccurate or incomplete personal data at any time.

Right to deletion of data (right to be forgotten)

You can request that your personal data be deleted in the presence of specific circumstances: (i) the personal data are no longer necessary for the purposes for which they were collected, (ii) the processing consent on which the processing of the personal data is based is withdrawn and there is no other legal basis for continuing the processing, (iii) the processing is unlawful, or (iv) the personal data must be deleted in compliance with a legal obligation applicable to us. We may not comply with your request to the extent that the processing is necessary for other purposes, including due to a legal obligation.

You can contact us at the above contact details to obtain further information regarding the deletion of your personal data.


Right to object

You have the right to object to the processing of your personal data.


Right to restriction of processing

You can request that the processing of personal data be restricted if (i) you believe that your personal data is inaccurate in order for us to verify its accuracy, or (ii) you believe that the processing is unlawful, but you do not want the personal data to be deleted , or (iii) you have objected to the processing of the personal data, or (iv) you consider that we no longer need your personal data, but you require it to establish, exercise or defend legal claims.


Right to withdraw consent

You can withdraw your consent to the processing of your personal data at any time.

Please note that the withdrawal of consent does not affect the lawfulness of the processing of your personal data on another valid legal basis, as well as the lawfulness of the processing based on the consent given before it was withdrawn.


Right to data transfer

In certain cases, you have the right to receive your personal data that you have provided to us, as well as possibly request that we transfer this data directly to another administrator, where this is technically possible.


Right of appeal

If you consider that the processing of your personal data is unlawful, you can file a complaint with the Commission for Personal Data Protection: https://www.cpdp.bg/ 


Contact us

If you have questions or complaints about compliance with this Policy, or if you want to make recommendations or comments about improving the quality of our Policy, you can contact us at the contacts indicated above.